Loans
We offer the following loans at competitive interest rates:
Secured Loans:
Housing Finance
Flexible and ideal for meeting your housing needs; the loan can be structured however to cover all or a portion of your ideal house costs. The maximum interest payable for this type of loan is RR (+) 12 percent per annum.
Loan use purposes: - Build a house
Example of a structured loan: it is where we build you your ideal house to the agreed level and your repayments are in instalments.
Easy Convenient Loans – Personal:
This type of loan offering allows you to borrow any amount from R500 up to R2 500. Loans are offered on: Maximum of 90 days repayment plans and interest payable at 5 percent per month.
Click here to apply for one of these loans
Developmental Loans:
Developmental Housing Finance
Flexible and ideal for meeting housing needs of people living in rural and peri-urban areas, who earn an individual or combined total household income below R17 000 per month, who cannot secure home loans from traditional banks and forced to opt for expensive personal loans.
The loan can be structured however to cover all or a portion of your ideal house costs and the maximum interest payable for this type of loan is RR (+) 16.9 percent per annum and it is the best on the market.
Loan use purposes:
- Build a house
- Buy stand
- Buy housing related materials such as bricks, wall fencing, water tanks etc.
The loan is it offered in form and not in cash.